TERMS OF USE & PRIVACY POLICY
Updated on 05/30/2025
PLEASE READ THESE TERMS OF USE ("TERMS OF USE") CAREFULLY BEFORE USING THIS WEBSITE (THIS "SITE"). BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, DO NOT ACCESS THIS SITE.
MYBANYANLIFE.COM AND MY BANYAN, INC. RETAINS THE RIGHT TO DENY ACCESS TO THIS SITE TO ANYONE AT ITS COMPLETE DISCRETION FOR ANY REASON, INCLUDING FOR VIOLATION OF ANY OF THESE TERMS OF USE. THIS SITE PROVIDES LINKS TO VARIOUS OTHER WEB SITES, WHETHER AFFILIATED WITH MYBANYANLIFE.COM AND MY BANYAN, INC. OR OTHERWISE. THESE OTHER WEBSITES MAY HAVE THEIR TERMS OF USE POLICIES WHICH ARE DIFFERENT, OR IN ADDITION TO, THE TERMS OF USE SPECIFIED HEREIN. BY ACCESSING THESE WEBSITES THROUGH LINKS PROVIDED ON THIS SITE, YOU AGREE TO ABIDE BY EACH APPLICABLE TERMS OF USE POLICY AS THEREIN SPECIFIED.
Copyright, Trademarks & Intellectual Property Rights:
Copyright © 2025 MY BANYAN, INC. All rights reserved. All text, formatting (Including without limitation the selection, coordination, and arrangement of materials on the Site, and the "look and feel" of the Site), images, graphics, animation, videos, music, sounds, articles, copy, creative, trademarks, logos, and subsidiary, parent, or affiliate company names and other materials on this site are subject to the intellectual property rights of MY BANYAN, INC., its subsidiaries and affiliates, it's partners, it's clients and their respective licensors and licensees. These materials may not be copied for commercial use, reverse engineered, decompiled, or disassembled, nor may these materials be modified, re-posted to other websites, framed, deep linked to, or otherwise redistributed in any form. Nothing in this site shall be construed as granting by implication, estoppel or otherwise, any license or right to make commercial use of MYBANYANLIFE.COM or any intellectual property right or related materials without My Banyan, Inc’s prior written permission. All third-party products and services referenced on the site are trademarks or service marks of their respective owners. They cannot be used without the respective party's prior written permission. All intellectual property rights in all third-party content used on the site shall belong to its respective owner. Any unauthorized use of MYBANYANLIFE.COM and third-party materials will violate such party's respective intellectual property rights and will be subject to the appropriate legal rights and remedies.
Limited Right to Use Site Content:
The viewing, printing, or downloading of any content from the Site grants you only a limited, nonexclusive, revocable license for use solely by you for your personal use and not for republication, distribution, assignment, sublicense, transfer, sale, preparation of derivative works or other non-personal use. No part of any content, graphic, or document may be reproduced in any form or incorporated into any information retrieval system, electronic or mechanical, other than for your personal use.
You may not create a Web page, site, or computer application that deep links to or frames this Site, any page of this Site, or any graphics, trademark or other proprietary information of any kind located on this Site without My Banyan, Inc’s express written permission. You may not use meta tags or any other type of hidden text utilizing My Banyan, Inc’s or any of its affiliates' names, trademarks, or intellectual property rights on a website without My Banyan, Inc’s express written permission. Except for the limited rights expressly granted herein, all rights, titles, and interests in and to the Site and all materials contained therein are reserved by MY BANYAN, INC. Your right to access this Site may be terminated at any time by MY BANYAN, INC. without notice.
Disclaimer
It is the policy of MY BANYAN, INC. that personal information such as your name, company, postal and email addresses, telephone numbers, and company information is private and confidential. Because your privacy is important to us, MY BANYAN, INC. maintains a website privacy policy to protect your personal information. By using this site, you consent to the terms of our privacy policy for collecting, using, and disclosing your personal information for the purposes set out below. We do not collect, use, or disclose your personal information for any purpose other than those identified below, except with your consent as required by law.
Site Activity
Our web server collects and logs certain information whenever a visitor comes to this website. These access logs are kept for a reasonable period. These logs include, but are not restricted to, your machine's TCP/IP address, your username (if applicable), date, time, and files accessed. These logs are used solely for performance, site administration, and security reviews. They are not sold or shared in any way with third-party organizations.
Cookies
Portions of the MY BANYAN, INC. website may use "cookies" for various purposes, but mostly to enhance your visit to our website. Cookies can tell if you have visited our site before and help identify what aspects of the site you may be interested in. Cookies do not, however, obtain personal information about you or extract information from your computer.
Personal Information
Personal information, such as your name, company, postal and email addresses, telephone numbers, and company information, is collected only when you voluntarily provide it. Such information is received when you email us or make other specific contact, such as completing an online form. The personal information you provide to MY BANYAN, INC. is forwarded only to the person or department equipped to handle your request and is used only to respond to your inquiry. Personal information may be shared with My Banyan, Inc’s third-party business partners, suppliers, vendors, distributors, manufacturers, and other agents only if that disclosure is needed to respond to your inquiry. However, personal information will not be sold to any third parties, nor will such information be added to bulk email lists. Subscribe to newsletters or other recurring sources of information from this website. You can always "unsubscribe" from those newsletters or information sources at any time.
Privacy Policy for SMS Messaging
We value your privacy and are committed to protecting your personal information. This policy describes how we collect, use, share, and protect your data when you participate in our SMS messaging service.
By accessing or using our Website or opting in to receive SMS messages from us, you consent to the collection, use, and processing of your information in accordance with this Privacy Policy. My Banyan, inc. is committed to protecting your privacy.
How We Use Your Information:
When you opt-in to receive SMS messages, we will collect your phone number and message content. Your phone number is used to send you the SMS messages you have opted in to receive. We do not share your phone number or message content with third parties for marketing or promotional purposes, except as required by law or with your explicit consent.
All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.
Security Measures
We employ industry-standard security measures to protect your information against unauthorized access, disclosure, or alteration. However, we cannot guarantee the complete security of your information, as no online activity can be 100% secure.
Out-Out Options
You can opt-out of receiving messages by replying 'STOP' to any message you receive. We take appropriate security measures to protect your data, including encrypting it at rest and in transit.
From time to time, MY BANYAN, INC. may conduct surveys or polls on our website. If you choose to participate in a survey or poll and provide personal information, your participation is entirely voluntary. Regardless, any personal information you provide will be protected per our privacy policy. We will never request your personal information, such as your social security number or account numbers, via email. If you receive an email request for such information, it is most likely the result of a "phishing" effort, and you should not provide the information.
Disclosures of Illegal Activities
If you engage in activities such as spoofing, spamming, the posting of libelous, slanderous, defamatory, or infringing materials, or other unlawful acts, MY BANYAN, INC. may be required to disclose your name and other identifying information to our web hosting provider or to governmental authorities.
Policy Revisions
This website will promptly communicate any changes to My Banyan, Inc’s privacy policy. Policy changes will remain the same way we handle previously submitted personal information. MY BANYAN, INC., does not warrant or assume any legal liability from information that may be contained on this website and for which you may have taken any course of action, based solely on the information provided.
Links
This website may provide links to other Internet sites as a service to its users. These include the websites of the various clients that we previously or currently represent. MY BANYAN, INC. is not responsible for the availability or content of these third- party sites. Further, MY BANYAN, INC., does not warrant or assume any legal liability or responsibility for the accuracy, completeness, usefulness, or content of any information, apparatus, product, or process disclosed on third- party websites.